Ya no. Nearly every consumer grade SSD comes with a 5 year warranty (or ~150 TBW per 250 GB). An SSD will last for decades without issue or loss of space. Modern SSDs eclipse traditional HDDs and even those these days can last a good chunk of time (my NAS is purring and it’s HDDs are about 6 years old).

When you say “most vendors” I’m sure you meant to say no one. People have long been crunching theoretical usage patterns in most general consumer usage against SSDs and have figured they’ll last something like 15 years, give or take. Obviously it depends on your usage pattern, but if you wrote 20 GB per day, every day for the life of drive, you’ll hit the manufacturers estimates in ~ 20 years (150 TBW per 250 GB). And that’s the bottom end. So at the bare minimum, with even aggressive usage (45GB a day), you’re likely going to see 10 years, easy. That’s if the drive dies right at 150 TBW/250GB, which is pretty %#*@ unlikely.