What that Battery University article claims depends on various factors. A properly designed charging circuit does not continue trying to push charge into a fully charged battery. It is technically true that fully charged is more stressful for a battery, but then so too is running the battery down. A charge cycle is also a complete discharge and recharge, so it takes many small topping up charges to make up one charge cycle. So I think it is complicated and really not easy to determine what real world scenario actually works best.